Guides · Finance
HSAs vs FSAs
Compare health accounts
HSAs require HDHPs and roll over with you; FSAs may be use-it-or-lose-it and tied to employers—both reduce taxable income for medical spend.
- hsa
- fsa
- rollover
- eligibility
- tax
Eligibility
HSAs need HDHPs; FSAs usually employer-based with limits.
Rollover
HSAs roll over indefinitely; FSAs often expire with limited carryover.
Use
Pay qualified expenses pre-tax; track receipts for proof.
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