Guides ยท Finance
HSA Contribution Basics
Maximize your HSA contributions
This guide covers HSA eligibility with HDHPs, annual contribution limits, payroll vs direct contributions, and record-keeping for tax-free reimbursements.
- hsa
- health savings account
- contributions
- tax
- hdhp
Confirm eligibility
Ensure you have an HSA-eligible HDHP and no disqualifying coverage.
Know the limits
Track IRS annual limits and adjust for catch-up contributions if 55+.
Choose contribution method
Use payroll for pre-tax or direct deposits and adjust mid-year as needed.
Keep receipts
Save qualified medical receipts for tax-free reimbursements now or later.
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